A bright future belongs to financially educated youth, families, and businesses. While education freezes ignorance in its tracks, financial literacy paves the way to true freedom.
Become financially educated with Freezhem!
Stop losing money to bank overdraft fees, clear your debt, and start building your own financial foundation. Without basic financial knowledge, you are likely overpaying for everyday purchases without even realizing it.
Source: Consumer Financial Protection Bureau, March 2022, reporting 2019 figures. Read the article. Claim yours back.
It is time to build your own financial foundation and make high interest work for you, not against you. We present four campaigns below designed to close every gap where your money is currently leaking.
Learn how bank overdraft fees work, how to get them refunded, and how to never pay one again. The campaign was launched in 2021 by Freez 'hem Worldwide LLC and is known in Lingala as "Mayi ekufela mbua."
$15.5 billion in overdraft and NSF fees in 2019. The typical fee is $35. Read the CFPB article
Code Blue: 401k and All the Above
This campaign serves youth, nurses, and professionals who prioritize care for others over themselves. A 401(k) or 403(b) is just a tax code, not a financial plan. Direct your earnings into financial vehicles that provide liquidity during active investment opportunities and guaranteed returns in retirement.
Prepare for major life transitions, marriage, homeownership, a new child, or relocating to the United States, using Freezhem resources. We provide the exact tools you need to secure your financial foundation during critical milestones.
Compound interest will either destroy your finances or build your wealth. Learn how to leverage other people's money to build your own assets.
Connect With a Debt MediatorWHIFEN helps new arrivals integrate smoothly before they even arrive in America. We provide pre-arrival English classes, DV Lottery guidance, step-by-step help obtaining a Social Security card and work permit, initial medical checkups, and assistance translating official English mail.
Learn About WHIFEN
Frzm 4 Wmn exposes medical malpractice and supply chain abuse globally. The platform lets patients report misconduct that occurs behind closed doors to reestablish a functional, therapeutic relationship between white coats and patients. Join the Frzm 4 Wmn movement today.
Whether our sticker brought you here or you found us another way, welcome. Share your story with us, place a sticker on your car, and wear your wristband during hospital visits to show your support.
Good health maximizes your capacity to work, think, and invest. Your body is your first asset. Your health will decline at some point in the future; when it does, your wealth declines with it, and medical bills can rapidly drain unprotected savings. Freezhem breaks this direct link. Having survived 30 months in hospital beds and 12 surgeries, Godefroid sees this reality daily as a nurse. We teach you to optimize your health while locking down your financial foundation.
Start Compounding Your Financial House
A forklift accident in Congo. Thirty months of recovery. Twelve surgeries. Written twenty-five years ago and published in 2025, this testimony asks what a hospital's true responsibility is to its patients, and what it costs a family when the breadwinner cannot work.
A nonprofit inspired by the book, sharing the same global vision. Regular and special donations fund the Foundation exclusively, never the business entity, to directly support our three touch programs.
Bystanders record a crash scene with their phone. Photos, video, and location go to Foundation headquarters, where one secure case file is built per accident for victims, families, insurers, and police.
Financial assistance for anyone worldwide facing a surgery or medical intervention their family cannot afford alone. This program serves accident victims requiring follow-up surgeries, as well as any patient needing a personalized fundraising campaign below.
Frzm 4 Wmn exposes corruption, exploitation, and abuse across international healthcare systems. The platform uses Frzm 4 Wmn TV to provide training and campaigns that confront medical abuses of power, working alongside healthcare professionals to protect vulnerable patients.
Every campaign is verified by the Foundation, with funds disbursed directly to the hospital. Each campaign displays a secure case code instead of a name, with the condition and the fundraising goal. Donors give to a specific case code or to the general fund, distributed evenly across all current campaigns.
Propose a PatientCases are being registered and reviewed now. Once the Foundation approves a case, it appears here with its case code, the medical need, and the goal.
Register a Case
Coming to Android and iPhone. Our guarantee to bystanders: you are anonymous by default, your identity is protected, and helping creates no legal obligation for you.
Hoodies and stickers ship from Champaign, Illinois by USPS or FedEx depending on your destination. Books ship from Amazon.
As living in the USA, tell us your financial challenges and needs, and let's discuss your path toward financial freedom. Sessions are free, private, and available in English, French, and Lingala.
